If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| 1st Alliance Credit Union 2 Year CD Account |
2.00%
Date: Feb 10, 2012
|
| A. B. & W. Emp. Inc Credit Union 2 Year CD Account |
1.50%
Date: Feb 15, 2012
|
| 1st Commonwealth Bank of Virginia 2 Year CD Account |
1.40%
Date: Feb 14, 2012
|
| Municipal Empl. Of Balt Credit Union 2 Year CD Account |
1.30%
Date: Feb 20, 2012
|
| Constellation Federal Credit Union 2 Year CD Account |
1.26%
Date: Feb 22, 2012
|
| Hud Credit Union 2 Year CD Account |
1.26%
Date: Feb 16, 2012
|
| Nlrb Credit Union 6 Month CD Account |
0.70% to
0.60% Date: Feb 20, 2012
|
| Nlrb Credit Union 12 Month CD Account |
0.66% to
0.51% Date: Feb 20, 2012
|
| First Citizens 2 Year CD Account |
0.70% to
0.50% Date: Feb 20, 2012
|
| First Citizens 12 Month CD Account |
0.45% to
0.25% Date: Feb 20, 2012
|
| Access National Bank 2 Year CD Account |
1.20% to
1.10% Date: Feb 16, 2012
|
| Access National Bank 12 Month CD Account |
0.90% to
0.80% Date: Feb 16, 2012
|
